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jotech.consulting

Aspire, Inspire.
Advisor Of Your Life
Inspiration To Success
Partnering with you to get your financial journey right.

𝐖𝐡𝐲 𝐃𝐨 𝐖𝐞 𝐍𝐞𝐞𝐝 𝐇𝐨𝐮𝐬𝐞𝐨𝐰𝐧𝐞𝐫 𝐚𝐧𝐝 𝐇𝐨𝐮𝐬𝐞𝐡𝐨𝐥𝐝𝐞𝐫 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢

𝐖𝐡𝐲 𝐃𝐨 𝐖𝐞 𝐍𝐞𝐞𝐝 𝐇𝐨𝐮𝐬𝐞𝐨𝐰𝐧𝐞𝐫 𝐚𝐧𝐝 𝐇𝐨𝐮𝐬𝐞𝐡𝐨𝐥𝐝𝐞𝐫 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧?

Your home is one of your biggest assets. Protect it before unexpected events happen. Because life doesn’t come with warnings, and your home deserves protection every single day. Whether you're travelling during festive periods, away for a holiday, or just at work for the day, unexpected things can still happen.

Houseowner and Householder Protection provides year-round protection and reassurance, so you can focus on what truly matters.

Protection isn’t seasonal. It’s essential. Smart homeowners plan ahead.

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #GetYourFinancialJourneyRight #fireinsurance #HomeInsuranceTips

Selamat Menyambut Bulan Ramadan and Happy Double F

Selamat Menyambut Bulan Ramadan and Happy Double Festive.

May this special season bring peace, reflection, and a renewed sense of purpose to everyone.

As we fast, pray, and give thanks, may we also find moments to reconnect with family and friends, and strengthen the bonds that truly matter.

Let this be a time to spread kindness, generosity, and understanding, and to let love and compassion guide our words and actions.

May our hearts be filled with gratitude, our minds with clarity, and our lives with harmony.

Wishing everyone a blessed year ahead, full of growth, happiness, and meaningful moments shared with loved ones.

#JotechConsulting #DoubleFestive #RamadanKareem #PeaceAndHarmony #SpreadKindness #Ramadan2026

Happy Chinese New Year, and wishing the Year of th

Happy Chinese New Year, and wishing the Year of the Horse brings luck to everyone!

As we step into this new year, let us leave behind what no longer serves us and embrace new beginnings with hope and courage.

May every challenge we face become a lesson, and every opportunity a step closer to our dreams.

Let laughter fill our homes, and may the bonds with family and friends grow deeper with each passing day.

May kindness guide our actions, gratitude fill our hearts, and joy accompany us in every moment of the year ahead.

Here’s to a year of growth, prosperity, and unforgettable memories.

#JotechConsulting #ChineseNewYear #YearOfTheHorse #CNY2026 #NewYearNewBeginnings

𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐭𝐨 𝐌𝐚𝐫𝐲𝐚𝐭𝐢 𝐨𝐧 𝐚𝐜𝐡𝐢𝐞𝐯𝐢𝐧𝐠 𝐚 𝐫𝐞𝐦𝐚𝐫𝐤𝐚𝐛

𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐭𝐨 𝐌𝐚𝐫𝐲𝐚𝐭𝐢 𝐨𝐧 𝐚𝐜𝐡𝐢𝐞𝐯𝐢𝐧𝐠 𝐚 𝐫𝐞𝐦𝐚𝐫𝐤𝐚𝐛𝐥𝐞 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐦𝐢𝐥𝐞𝐬𝐭𝐨𝐧𝐞 𝐰𝐢𝐭𝐡 𝐡𝐞𝐫 𝐬𝐢𝐱-𝐟𝐢𝐠𝐮𝐫𝐞 𝐄𝐏𝐅 𝐬𝐢𝐧𝐠𝐥𝐞 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐬𝐮𝐛𝐦𝐢𝐬𝐬𝐢𝐨𝐧.

This outstanding achievement reflects your strong dedication, consistency, and unwavering commitment to excellence. It is a clear milestone that highlights your perseverance, growth, and ability to deliver impactful results. Your journey serves as an inspiration and sets a positive example for others to follow.

We are truly proud to witness this meaningful accomplishment and the progress you continue to make. May this personal breakthrough be a strong foundation for even greater achievements in the future. Keep striving for excellence and continue to inspire those around you with your passion and determination. The best is yet to come.

Well done, Maryati. Your hard work and commitment truly shine.

#JotechConsulting #AspireInspire #TRUE #TogetherWeGrow #TopProducers #WealthProtection

First month of the year. Good start! A big shoutou

First month of the year. Good start! A big shoutout to our top performers inspiring us all!

Your dedication and hard work this month have truly stood out. From guiding clients with the right protection strategies to going the extra mile in every task, you’ve shown what excellence really looks like. Your achievements reflect your commitment, professionalism, and passion for what you do.

Kicking off 2026 with such strong results is just the beginning. We’re excited to see you reach new milestones, continue making an impact on your clients, and inspire the team along the way.

Let’s carry this momentum forward, keep raising the bar, and celebrate the success and growth we achieve together in the months ahead.

#JotechConsulting #AspireInspire #TRUE #TogetherWeGrow #TopProducers #WealthProtection

In today’s digital world, juggling multiple passwo

In today’s digital world, juggling multiple passwords and complicated verification can be a hassle. That’s why MyDigital ID was created to make your online life easier, faster, and safer. Imagine having just one secure digital identity for all your important online services.

Whether you’re accessing government portals, financial services, or other platforms, MyDigital ID lets you do it smoothly without worrying about privacy or paperwork. It protects your info by verifying your identity directly through government databases, so you don’t have to share sensitive documents repeatedly.

Registration is simple — download the app, register online, set your password, then verify your identity with a MyKad scan and facial recognition. In minutes, you’ll enjoy seamless access to digital services that save you time every day.

Don’t get left behind. Take control of your online identity with MyDigital ID. Register today and experience the future of digital security at your fingertips!

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #GetYourFinancialJourneyRight #MyDigitalID #DigitalMalaysia #RegisterMydigitalID #LetsRegister #SecureConvenientFast

𝐖𝐡𝐚𝐭 𝐈𝐬 𝐢-𝐒𝐚𝐫𝐚𝐚𝐧? i-Saraan is an EPF scheme desig

𝐖𝐡𝐚𝐭 𝐈𝐬 𝐢-𝐒𝐚𝐫𝐚𝐚𝐧?

i-Saraan is an EPF scheme designed for self-employed individuals and those without fixed income.

By contributing RM2,500 per year, you may receive up to RM500 in government incentives, subject to eligibility and terms. This allows you to build your EPF savings even without employer contributions.

This post explains who is eligible, how to start contributing, the different ways to make voluntary contributions, and how your savings are distributed across EPF accounts, so you can plan ahead and make informed decisions about your financial future.

Save this post for reference, especially if you are self-employed, a gig worker, or do not receive EPF contributions from an employer.

You can easily register for i‑Saraan through the KWSP i‑Akaun app without having to visit an EPF branch. For more information and to get started, visit the official EPF i‑Saraan page: https://www.kwsp.gov.my/en/member/savings/i-saraan

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #GetYourFinancialJourneyRight #KWSP #iSaraan #EPF #KWSPMalaysia

Happy New Year !!! Don’t wait for magic—make 202

Happy New Year !!!

Don’t wait for magic—make 2026 the year you create it with your own hands.

Take bold steps, embrace every challenge, and turn your goals into reality, one strategic decision at a time.

Let every setback teach valuable lessons, every small win inspire progress, and every effort remind us of the power we have to shape outcomes.

This year, dare to innovate, explore new opportunities, and collaborate with those who lift each other higher.

Celebrate milestones, however small, and trust that consistent effort plants the seeds for long-term success.

Remember that growth is a journey, not just a destination—so embrace challenges, learn from every experience, and move forward with confidence.

May 2026 be a year of innovation, achievement, and meaningful growth for everyone !!!

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #GetYourFinancialJourneyRight #HappyNewYear2026 #2026DreamComeTrue

Check Your Income Tax Relief Before 2025 Ends! 20

Check Your Income Tax Relief Before 2025 Ends!

2025 is almost over! Have you claimed all your eligible income tax reliefs? Even small reliefs add up and can save you money.

Key relief categories for 2025:-
• Personal & Family: Yourself, spouse, dependents, disabled family members
• Education: Fees for self, children, or higher education
• Medical & Health: Serious illnesses, fertility treatment, vaccination, dental care, mental health
• Lifestyle & Personal Development: Books, courses, devices, internet, sports, gym
• Insurance & Retirement: EPF, life insurance, PRS, SOCSO
• Housing: First home loan interest for qualifying property

📌 Reminder: Check your receipts and claims before the year ends!
End 2025 smart. Start 2026 financially prepared!

📄 Disclaimer: For general info only. Check the official LHDN website for full details.

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #GetYourFinancialJourneyRight #TaxPlanning2025 #MalaysiaIncomeTax #YearEndChecklist #SmartFinance #FinancialReadiness

Why do we need a wealth advisor? Insurance is a l

Why do we need a wealth advisor?

Insurance is a long-term plan, not a decision to be made in haste. Everyone has different needs, priorities, and life stages, and the right protection should align with your lifestyle, personal goals, and future responsibilities.

Insurance is not just about owning a policy—it is about safeguarding your future and the people you care about. With proper guidance and thoughtful planning from a wealth advisor, you gain clarity, confidence, and assurance that the decisions you make today will bring long-term benefits.

When protection is chosen carefully and supported along the way, insurance becomes more than coverage. It becomes a strategic tool that provides stability, peace of mind, and confidence—knowing you are prepared when the unexpected happens.

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #WealthProtection #insurance

Floods don’t just damage homes — they disrupt live

Floods don’t just damage homes — they disrupt lives, routines, and financial stability. When emergencies happen, being mentally and financially prepared can make a huge difference in how fast we recover.

Preparedness is about peace of mind. Knowing that your family is safer, your property is better protected, and your recovery process will be smoother gives you confidence even in uncertain times. While we can’t control the weather, we can control how ready we are to face it.

📌 Take time to review your protection, understand your coverage, and make sure nothing important is overlooked.
Being prepared today means less stress and fewer regrets tomorrow.

#JotechConsulting #AspireInspire #TRUE #TogetherWeGrow #FloodPreparedness #WealthProtection #PeaceofMind

Congratulations to Ziying (@ziying.lam) on her inc

Congratulations to Ziying (@ziying.lam) on her incredible breakthrough in the wealth accumulation category!

Your hard work and determination have not only unlocked new milestones, but also earned you a well-deserved incentive trip.

We’re so proud of you — keep shining and keep growing.

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #WealthAccumulation #congratulations2025

🌟 Celebrating Our November 2025 Top Performers! 🌟

🌟 Celebrating Our November 2025 Top Performers! 🌟

Every small action, every conversation, every effort you put in — it all adds up.
This month, we’re proud to recognise the individuals who went above and beyond.

Your heart, teamwork, and dedication shine through in everything you do.
Thank you for showing what commitment looks like and for uplifting those around you.

Keep growing, keep inspiring, and keep leading the way! 💛

Aspire, Inspire
Advisor of your Life,
Inspiration to Success.

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #WealthAdvisors #TopPerformers #November2025

𝐎𝐫𝐚𝐧𝐠𝐞 𝐭𝐡𝐞 𝐖𝐨𝐫𝐥𝐝 𝟐𝟎𝟐𝟓 Standing together to end vio

𝐎𝐫𝐚𝐧𝐠𝐞 𝐭𝐡𝐞 𝐖𝐨𝐫𝐥𝐝 𝟐𝟎𝟐𝟓
Standing together to end violence against women and girls.

From 25 𝑁𝑜𝑣𝑒𝑚𝑏𝑒𝑟 𝑡𝑜 10 𝐷𝑒𝑐𝑒𝑚𝑏𝑒𝑟, the world observes the 𝟏𝟔 𝐃𝐚𝐲𝐬 𝐨𝐟 𝐀𝐜𝐭𝐢𝐯𝐢𝐬𝐦 — a global movement calling for safety, dignity and equal rights for all women and girls. This year’s theme highlights an urgent issue:

Ending digital violence.

Cyber-harassment, online stalking, deepfakes, and non-consensual image sharing are growing threats that impact women every day.

At Jotech Consulting, we believe technology should empower, not harm.

We stand with the global community to create safer digital spaces and to raise awareness on responsible digital behavior.

🧡 When we choose to care, to speak up, and to act, we help build a future where everyone can thrive — online and offline.

Join us.
Wear orange.
Share a message.
Support someone who needs it.
Together, we can build a safer world.

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #OrangeTheWorld #16DaysOfActivism #EndViolenceAgainstWomen #DigitalSafety #SaferDigitalFuture

Our hearts go out to all affected by the Hong Kong

Our hearts go out to all affected by the Hong Kong fire.

In moments like this, it’s okay to feel what you feel — and to take things one breath, one step at a time.

You may not know how healing will come…
but a part of you already knows how to begin.

May peace find its way to you.
May love surround those who grieve.
And may we all remember: even in loss, we are never truly alone.

With deepest condolences and compassion.
Praying that everyone finds strength and pulls through this — together.

#HongKong #Condolences #StrengthInGrief #HealingTogether

Not everyone has a stable monthly income. And not

Not everyone has a stable monthly income.
And not everyone saves enough for retirement.

That’s exactly where PRS fits in.

Whether you’re a freelancer, delivery rider, small business owner, or even working in the private sector — PRS helps you to build extra savings for your golden years.

It’s flexible, easy to begin, and made to fit your lifestyle.
You decide how much to contribute, and when.

Start saving your way, at your own pace.
Your future self will thank you.

#JotechConsulting #AspireInspire #TogetherWeGrow #TRUE #GetYourFinancialJourneyRight #retirementplanning #WealthAccumulation

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PAST EVENTS

Check out some of the past events conducted by our advisors!

MDRT Day 2020 Virtual Event Speaker – The Power of Islamic Estate Planning

我的人生我作主系列之
我的钱我自理

Malaysia Speakers Association 圆梦圆桌秘诀 – 启动隐形腰带创造美好未来

Address

35A, JALAN HORIZON PERDANA 4
HORIZON HILLS
79100 ISKANDAR PUTERI
JOHOR

Hours

Mon-Fri 9.00 am-6.00 pm

Contact

Phone : +6011 2868 8278
Email :
hello@jotechconsulting.com.my
career@jotechconsulting.com.my

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